Learning to budget money, I think, is one of the keys to being able to enjoy it and not allowing it to control you. After a very rough past few years for us we have a long way to go in this area, but we really enjoy listening to Dave Ramsey and applying a lot of the principals about money that he suggests. At one point in the past we were just about to start "baby step 4", but currently we are on "baby step 2" again (paying off all debt). Hopefully we will get that one done within a reasonable amount of time so that we can move on to the next baby step. I like to work in steps!!
I also think budgeting money is great because it helps us achieve our goals. We have two main goals: One is to help others. We would love to be able to give more. I often feel frustrated because we want to buy someone else's dinner, give more at church, give to worthy causes, leave big tips for a waitress, etc. etc. and we aren't able to do as much as we would like right now. Another really large goal that will probably take years to achieve is living on more acreage so that we can have more animals. Think horses, goats, alpacas, more chickens and the list goes on! It is one of my biggest dreams to live on a small farm and it always has been. I am hoping with some good, sturdy budgeting that one day we can reach these goals and dreams of ours!
I am learning you have to be really wise with the time that is given to you. Time goes SOO fast!! It has really gone fast since we had our first baby. In order for me to feel good about spending all the time I have been blessed with, I feel that I need to learn to use it wisely. I try to cuddle my sweet baby boy, laugh with him, read to him, and all sorts of other things as much as I can while I still can.
I am trying to spend my time actively... not laying around but moving, going, being, doing. I have bad days, sometimes more often than I would like to admit. But this is a work in progress!! I am ALWAYS trying to improve on it. I don't want to look back one day, in my old age, and regret spending my time unwisely on things that didn't really matter.
Go, be, and do!!
|Oh I love a good burrito!!|
These are some major things I am focusing on in my life right now. What are you currently trying to budget?